AiLoans.Online

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4 Mins

Application

3 Min

Approval

1-10 Days

Receive funds

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Revolving Lines


Need equipment to scale? Grow your fleet? Restaurant.

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Unsecured Term


Term Loans. Cash Advance.

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Real Estate


REI. New Construction. Fix-n-Flip. Rehab.

Unsecured Revolving Lines

Unsecured Term Loans 3-5yrs

Unsecured Term Loans 1-3 yrs

Unsecured Cash Advance Loans

Real Estate Funding 1-5 yrs

  • Startup & Existing Business

  • $10K-$150K

  • Rates: 0% for 12 to 18 Months, then 8% to 13.99% thereafter. (Some lines can have a low rate of 5%-8% for the life of the loan. 

  • 680 or better credit score needed 

  • 3 Positive Trade Lines (Credit Cards, Autos, Mortgages) 

  • Low number of Inquiries in the last 6 months

  • Limited number of 30-90 day derogatory marks in 24 month period

  • No income needed (Score Driven)

  • Startup & Existing Business

  • $10K-$150K

  • Rates: 0% for 12 to 18 Months, then 8% to 13.99% thereafter. (Some lines can have a low rate of 5%-8% for the life of the loan.

  • 640 or better credit score needed

  • 3 Positive Trade Lines (Credit Cards, Autos, Mortgages) 

  • Low number of Inquiries in the last 6 months

  • Limited number of 30-90 day derogatory marks in 24 month period 

  • Existing Business

  • $25K-$500K

  • Rates: 6% to 18%(Depending on Industry, Cash-Flow & Credit Worthiness)

  • Business Annual Revenue 150K or more

  • Business Net Income = $0 or more in the last 2 years

  • Existing Business

  • $10K-$1M

  • Based Upon your Total Monthly Business Revenue

  • Preset payback period

  • Receive cash in as little as 3 days

  • Quick Approvals

  • FICO Scores as Low as 500 Accepted

  • No Personal Guarantee

  • No Collateral

  • New Construction, Flipping, Rehab loans

  • $75K-$5M+

  • Example: Purchase Price = $100,000.00 Escrow for Construction = $50,000.00 Total proceeds needed to complete deal= $ 150,000.00 ARV (After Repair Value) =$240,000.00  Estimated Loan to After-repair-value = 56.25%

    Down Payment = $0 to $30,000.00 (Depending on the Program)

    Monthly Payment = $0 to $1,350.00 (Depending on the Program)

    Total Liquid Assets Required = $0 to $35,525.02 (This can be obtained using our Term Loan or ULOC Program)

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