Terms and Conditions

Ai Loans (Pty) Ltd
Effective Date: 1 February 2026

1. Introduction

These Terms and Conditions govern all services provided by Ai Loans (Pty) Ltd (“Ai Loans”, “we”, “us”).

By engaging Ai Loans and/or handing over any asset, the client agrees to be bound by these Terms.

2. Nature of Services

Ai Loans provides asset rescue, financial restructuring, and asset protection services.

3. Asset Handover and Control

Assets handed over are placed under Ai Loans management, including authorised consultant Emille de Witt.

4. Guaranteed Asset Protection Framework

All qualifying assets are placed within Ai Loans’ protection framework.

5. SERVICE GUARANTEE (FULL PAYOUT COMMITMENT)

5.1 Guarantee Scope (Vehicles)

Ai Loans guarantees that if a vehicle is stolen, written off, or damaged beyond repair, the full outstanding balance owed to the financial institution will be paid.

5.2 Fulfilment

This will be fulfilled via insurance proceeds and/or direct settlement by Ai Loans.

5.3 Claims Process

Ai Loans will initiate and manage all claims and ensure settlement.

5.4 Conditions

  • Accurate client information
  • Active insurance
  • No fraud or negligence
  • All fees paid

Failure voids the guarantee.

5.5 Scope Limitation

Applies only to outstanding debt on vehicles under management.

6. Client Responsibilities

Clients must provide accurate info and meet obligations.

7. Fees

All fees agreed beforehand. Non-payment may void guarantee.

8. Limitation of Liability

Ai Loans is not liable for indirect losses or third-party delays.

9. Termination

Breach or non-payment may terminate services and guarantee.

10. Governing Law

South African law applies.

11. Company Information

Ai Loans (Pty) Ltd
109 Winston Road
Bryanston
South Africa